7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - Crystal Visa Infinite Credit Card $100 Statement Credit for Global Entry
The Crystal Visa Infinite, issued by City National Bank, provides a $100 statement credit when used to pay the Global Entry application fee. This effectively makes the program free every four years. While positioned as a high-end travel card with perks like luxury rewards and concierge services, the card has drawn some scrutiny for its limited partnerships with other travel programs. The $400 annual fee might be justified for frequent travelers prioritizing swift customs clearance, particularly given the anticipated price increase for Global Entry in 2024. However, travelers should thoroughly consider if this card's strengths outweigh those of competing options offering similar or better travel advantages.
City National Bank's Crystal Visa Infinite card, with its $400 annual fee, provides a $100 statement credit when used to pay for a Global Entry application. This essentially makes Global Entry free for cardholders, a nice perk considering the application's cost. While it's part of a crowded market of cards offering similar credits, this card's focus is on luxury travel benefits and concierge services, which some might find appealing. However, its lack of transfer partners is a limitation some may find frustrating.
The Global Entry program, facilitated by the statement credit, does cut down airport customs wait times considerably, which could be a strong selling point for frequent international travelers. Crystal Visa Infinite also offers perks like access to airport lounges and travel insurance, things that might sway someone towards it. The enhanced customer service it provides could be handy when navigating unforeseen travel snafus.
It's worth noting that this Global Entry credit is not unique – many cards offer it. You have to weigh the value of the card's other perks against its annual fee and consider how it aligns with your travel patterns and preferences. The credit itself can be seen as an incentive to go through the Global Entry application process, which is not always the easiest or fastest.
Like any credit card, responsible use of the Crystal Visa Infinite is key. Paying your bill promptly and keeping a low balance can positively impact your credit score. While the card’s benefits are appealing, the importance of weighing them against its cost, especially in a marketplace full of other Global Entry-friendly cards, cannot be overstated. Whether the benefits of the Crystal Visa Infinite outweigh its limitations and the other options out there will depend on the individual user's travel style and priorities.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - HSBC Premier World Elite Mastercard Global Entry Credit Every 45 Months
The HSBC Premier World Elite Mastercard provides a statement credit for Global Entry or TSA PreCheck application fees every 45 months, up to $100. This benefit becomes more relevant as the cost of these programs is set to rise in 2024. This card also offers a range of travel-focused benefits beyond just Global Entry, such as access to a vast network of airport lounges, opportunities to earn points on spending, and a potentially lucrative signup bonus. While the card's features can be attractive, particularly for frequent travelers, its $95 annual fee requires careful consideration. Before committing to this card, potential cardholders should carefully assess their travel habits and determine whether the long-term value offered outweighs the cost, especially with other similar cards available in the market. It's important to consider if the card aligns with your individual travel needs and provides sufficient benefits to justify the annual fee.
The HSBC Premier World Elite Mastercard offers a Global Entry application fee reimbursement every 45 months, up to $100. This can be a useful perk for those who travel internationally frequently enough to utilize Global Entry within that timeframe. It's worth noting that while it's billed as every 45 months, this feature isn't as frequent as some competing credit card options, which may offer it every 4 years.
Beyond that, this card also reimburses you for TSA PreCheck and NEXUS application fees, on the same schedule and with the same maximum credit limit. This suggests an awareness on HSBC's part that people who want one of these programs will often seek out others, but you might be wondering if it is all worth it.
This card is promoted as a high-value proposition for those who already have a US HSBC Premier checking account, with over $2,900 in value the first year and $2,000 annually after. You might think this is amazing, but you're paying a $95 annual fee, which makes it important to maximize your use of the card if you want to see a net positive for your finances. If you do not have a Premier account, I'm not sure how attractive this card would be.
HSBC also touts the ability to earn rewards points on all your spending. This is a classic strategy by most credit card companies, giving you points for each dollar you spend, that you can potentially redeem for travel and other goods and services. How valuable these rewards are is a function of both how you utilize your rewards, as well as the number of points you accrue.
The card provides access to over 750 airport lounges worldwide. This is good, but it might be that you either do not travel a lot, or do not value lounge access as much as others. If that is the case, maybe this card isn't for you.
HSBC's Mastercard is designed for users with very good credit scores who are looking for travel rewards. They may have a strong focus on travel-related rewards and benefits. It also comes with a sign-up bonus of up to 80,000 HSBC points, depending on spending milestones. This could be a meaningful benefit for new users who travel enough to take advantage of it.
The HSBC Premier World Elite Mastercard is just one among many credit cards providing Global Entry benefits, which means you need to carefully evaluate which card best meets your needs, particularly with the 2024 fee increase on the horizon. You'll likely be wanting to weigh the HSBC card's benefits against those of its rivals and make a smart choice.
Finally, this card is considered both a travel rewards card and an elite card, so it's most likely going to appeal to those whose travel habits require or benefit from the kind of perks and features it offers. For those who simply need a travel card without needing to pay for more features, they may want to look at other options. You need to make sure you can fully utilize this card if you intend to get one.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - IHG One Rewards Premier Credit Card Global Entry and NEXUS Coverage
The IHG One Rewards Premier Credit Card offers a helpful perk for travelers interested in Global Entry or NEXUS: a statement credit of up to $100 for application fees every four years. This feature is increasingly relevant as these programs are expected to become more expensive in 2024. The card's $99 annual fee might be a decent price to pay for this benefit, but you should still evaluate if the card fits your travel style. Specifically, the card's main draw is its earning potential when staying at IHG properties, which might not be a priority for everyone. Also, it comes with a substantial welcome bonus of 140,000 points, which can be a solid value proposition for those who use IHG hotels regularly. While the Global Entry and NEXUS coverage are a draw, you should still consider whether it stands out enough compared to other cards available.
The IHG One Rewards Premier Credit Card stands out by offering a complimentary reimbursement for Global Entry or NEXUS application fees, making it an attractive option for frequent international travelers who value quick customs clearance. What's interesting is that this benefit is active as soon as you get the card, unlike some other cards that require a waiting period. This immediate availability is a nice feature for new users.
The credit for these programs is offered every four years, conveniently aligned with the typical renewal schedule for Global Entry and NEXUS. This means you're less likely to find yourself with expired benefits, which can be a pain when you're already rushing to catch a flight. This benefit could be increasingly helpful, given the potential fee increases for both programs in 2024, essentially making these programs free for eligible users every 4 years.
Global Entry is known for slashing customs wait times, often by as much as 50%, making this card quite valuable for travelers who frequently navigate international routes where time efficiency is key. Moreover, the IHG Premier combines the Global Entry perks with a robust hotel rewards program. This could mean greater rewards for travelers who frequently stay at IHG properties, allowing them to maximize both their hotel and travel-related benefits.
Beyond Global Entry, the card also covers TSA PreCheck, a perk that streamlines airport security screening alongside the customs process. This is a useful advantage for travelers who prioritize efficiency at all stages of their journey. Further, this card includes NEXUS coverage, which is particularly useful for those who frequently cross the US-Canada border. It can be easy to overlook the convenience this can offer at land crossings.
However, it's important to keep in mind that the value of the Global Entry/NEXUS credit is primarily tied to how much you travel internationally. If you're a domestic-focused traveler, the reimbursement might not be that relevant. This card's benefits are really best leveraged by those who travel frequently and internationally.
Beyond the Global Entry/NEXUS credit, the IHG Premier allows you to earn points across various spending categories. This can be a plus for travelers who mix business and leisure trips, allowing them to gradually build up rewards for future travels. The ultimate value proposition of this card comes down to your travel habits and destinations. You have to critically assess the value of the card and its features versus its annual fee. While it offers compelling benefits for some, it might not be the optimal choice for others.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - United Explorer Card First Year Fee Waiver with Global Entry Reimbursement
The United Explorer Card offers a waiver of the first-year annual fee, which is usually $95. This makes it potentially attractive for people new to the card. Furthermore, cardholders are eligible for a statement credit of up to $100 every four years when they use the card to pay for Global Entry, TSA PreCheck, or NEXUS applications. This can be a valuable perk, especially given the expected rise in application costs for these programs in 2024. Beyond the Global Entry-related benefits, this card also comes with two complimentary United Club lounge passes annually and gives cardholders and their travel companions priority boarding on United flights. These advantages can be valuable for those who travel frequently with United. However, it's important to assess if the card's features align with your travel habits and overall travel needs before you commit.
The United Explorer Card offers a first-year annual fee waiver, which is normally $95. This is a pretty common tactic to hook new customers. It can be a useful feature for infrequent travelers who might otherwise be hesitant to commit to a recurring fee.
This card also gives you a statement credit of up to $100 every four years for Global Entry, TSA PreCheck, or NEXUS application fees, as long as you use the card to pay for the application. This can be helpful as Global Entry fees are due to increase in 2024. It's worth considering how frequently you travel internationally to see if it is a good deal for you.
The United Explorer card, like some others, does not charge foreign transaction fees, making it more appealing for international travelers. This can save you money when making purchases in another country.
Another cool feature is two annual one-time lounge passes to United Club lounges. These lounges offer a place to relax and get some food and drinks before your flights. It's a nice perk, especially for people who value convenience and comfort during their travels.
United Explorer also offers priority boarding for the cardholder and their companions on the same reservation on United flights. This is more useful on crowded flights and can save you some time and hassle.
Global Entry is a program where you can use facial recognition to speed up customs at many airports. The photos used are only stored for 12 hours before deletion. This feature is becoming more common in airports around the country.
Several other cards, like the Chase Sapphire Reserve, offer similar Global Entry benefits. You need to think about the entire set of benefits from each card and whether it is worth the annual fee for you.
The United Explorer Card also offers travel protections such as baggage delay or trip cancellation insurance. If you are a frequent traveler, these protections can be important.
The United Explorer Card can be quite valuable. Based on the different features, the card is estimated to be worth $2,200. It's important to consider whether those benefits fit your travel needs.
If you use the card to pay for Global Entry, you'll automatically get a statement credit within 24 hours. This process is pretty seamless. It is important to keep in mind that this card isn't necessarily the best for everyone. It's worth looking into other card offerings that better suit your spending and travel habits.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - Delta SkyMiles Platinum American Express Card Global Entry Fee Credit
The Delta SkyMiles Platinum American Express Card provides a statement credit of up to $100 for Global Entry or $85 for TSA PreCheck, but you can only get this once every four years. This card has a $350 annual fee, which might seem steep, but it does come with several Delta-focused perks, such as a yearly companion certificate and the ability to earn 2 miles per dollar on dining and Delta purchases. There's also a potential 50,000-mile welcome bonus for new members who meet spending goals. However, it's important to critically assess whether those benefits are worth it for your specific travel style, especially given the anticipated 2024 Global Entry fee increases. You'll need to figure out if the value of the Global Entry credit and other perks outweighs the card's high annual fee.
The Delta SkyMiles Platinum American Express Card offers a statement credit of up to $100 for Global Entry or up to $85 for TSA PreCheck, essentially offsetting the cost of these programs every four years. This is particularly interesting given the expected price hike for Global Entry in 2024. It's a common feature on many travel cards, but it's part of a larger suite of benefits.
This card's main focus is on Delta-related perks, including earning miles on Delta purchases and a yearly companion certificate for domestic flights. The miles program might be quite appealing to people who primarily fly with Delta and want a way to earn miles on everyday spending, making it a nice addition to their travel rewards toolbox. It is worth considering if you're a Delta loyalist or are more of a mixed traveler who might be better off with a card that provides more flexible reward opportunities.
New cardholders can get 50,000 bonus miles after spending $3,000, which is decent but not a mind-blowing welcome bonus when compared to some other cards in this field. The card also earns 2 miles per dollar on purchases at restaurants, supermarkets, and for Delta purchases. The fact that the card earns 2 miles per dollar on Delta purchases is nice, but it isn't particularly competitive with many others that are geared towards both broader spending and a stronger focus on earning miles on a more flexible set of airlines.
Interestingly, there's also an annual $120 credit for rideshares, specifically up to $10 per month for rides to and from the airport. This is a nice little feature, but I wonder what the demand for this is relative to others. You might be wondering if that is a perk you would actually use or not. Also, if you spend $10,000 on Delta purchases in a calendar year, you get a $200 flight credit. It's a nice benefit for people who spend a lot on Delta. However, you have to spend quite a bit to receive the benefit, and some other cards provide a similar feature with less spending. You need to make sure the card fits with your spending habits and your travel patterns.
The card also has a basic baggage insurance plan. It's helpful to know that this protection exists, but it is certainly not unique and does not stand out as a differentiator in the market. Amex also gives you Resy perks, although I haven't seen many people rave about those perks, and I'm not sure if they really stand out when compared to other deals in that realm.
I do have to point out that you can't get the bonus miles if you are already holding a SkyMiles American Express card. That seems like a tactic to prevent people from switching cards and getting the signup bonus, which is pretty common across credit cards.
With all of that said, Delta markets this card as having enhanced Global Entry benefits to lure in people before the price increase in 2024, and that's a pretty smart marketing tactic. However, the overall value proposition depends entirely on whether the Delta-related benefits are appealing for your specific travel style. I'd recommend careful consideration of your travel patterns and frequency, how often you fly Delta, how valuable miles are to you, and your usage patterns to see if this is a card that fits within your financial life and provides you with the most return.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - Capital One Venture X Rewards Credit Card $100 Global Entry Benefit
The Capital One Venture X card offers a $100 statement credit towards the cost of either Global Entry or TSA PreCheck. You'll get this credit within a couple of billing cycles after using the card for the application. The Venture X has a $395 annual fee, which is in line with other premium travel cards. However, you need to consider if the other perks are worth the cost, which include earning extra miles on some travel and access to airport lounges. The Global Entry credit can be a good deal, especially if the program gets more expensive as predicted in 2024. But it's essential for travelers to carefully consider if this card makes sense given how they spend and how often they travel. You might want to see if other options would better suit your needs.
The Capital One Venture X Rewards Credit Card offers a $100 statement credit towards Global Entry or TSA PreCheck application fees. This means you can essentially get Global Entry or TSA PreCheck for free every four years if you use the Venture X to pay for it. It's worth noting that the credit is applied within a couple of billing cycles, not immediately, but still a reasonably quick turnaround. It's interesting they offer it for both of those programs since, for the most part, people who use Global Entry also benefit from the TSA PreCheck that it automatically provides. I'm curious if anyone actually uses this feature with the TSA PreCheck.
This Global Entry credit isn't a stand-alone feature. The Venture X card has a pretty hefty 75,000-mile bonus after hitting spending milestones, and another 10,000 miles each year you renew the card. On top of that, you get a $300 annual travel credit if you book through the Capital One travel portal. They also provide 10X miles on hotel and car rental bookings as well as 5X miles on flights booked through the portal. This incentivizes you to stay in their ecosystem, something we're seeing a lot from travel credit card companies.
The Venture X has a $395 annual fee, which is in line with other premium travel cards. It's not too shocking it is in that range given its suite of benefits, but that's a pretty big number. You have to decide if that's a good price for you. Also, the card provides access to Capital One Lounges and Priority Pass lounges. Lounge access is a very common feature in premium cards, and something I'm beginning to wonder if people really utilize as much as the credit card companies believe.
Capital One, unlike some of the other credit card providers we have discussed, also offers similar benefits through a number of other cards, including the Capital One Venture, Spark Miles, and Venture X Business cards. It appears that this feature has been designed to be accessible to a wider swath of their user base. It's worth keeping in mind if you're interested in any of those cards.
Finally, I have seen a few hints that they might increase the annual fee on the Venture X in the future, so if you're thinking about getting this card, maybe consider it soon to lock in this price. I'm not sure that is necessarily a great reason to get a card, but it might be a way of timing your decision to maximize your benefit and to avoid possible future changes. As always, the best approach with any credit card is to use it responsibly to avoid debt and maximize its features to help build your financial security.
7 Credit Cards Offering Enhanced Global Entry Benefits Ahead of 2024 Fee Increase - Business Platinum Card from American Express Global Entry Reimbursement
The American Express Business Platinum Card offers a reimbursement for Global Entry or TSA PreCheck application fees, covering up to $100 for Global Entry and $85 for TSA PreCheck every four years. This benefit is especially noteworthy given the anticipated increase in application fees in 2024. For businesses with multiple travelers, the perk extends to authorized users, providing each with their own individual credit. Beyond this travel advantage, the card offers other perks like access to airport lounges and credits for certain business-related expenses, making it potentially attractive for small businesses with frequent travel needs.
It's important to consider, however, that the Business Platinum Card comes with a substantial annual fee of $695. Frequent business travel and utilization of the card's various features are necessary to offset this cost and realize the full value of the card. While the card offers a range of appealing benefits, a careful evaluation of travel patterns and spending habits is crucial before deciding if it's the right choice for a particular business. The question becomes: do the perks outweigh the high annual fee in the context of your company's travel needs? Ultimately, the decision to obtain this card should hinge on a thoughtful assessment of its suitability for your specific business circumstances.
The American Express Business Platinum Card offers a reimbursement of up to $100 for Global Entry application fees. This can be a significant advantage, especially for those who travel internationally often and are facing potential fee increases in 2024. The card immediately activates this benefit after the application is paid using it, which can be handy for new users keen to quickly take advantage of Global Entry.
However, this card's $695 annual fee is considerably higher than many other travel cards that also offer Global Entry reimbursements, typically around $300-$400. Therefore, one needs to carefully weigh the card's benefits and how much they value them to justify this cost. A perk of this card is access to Amex Centurion Lounges, which offer a tranquil setting for work or relaxation while waiting for a flight. However, lounge access can be a feature that is less valued by some, especially those who do not spend a significant amount of time in airports or value those services.
The card also provides 5 points per dollar for flights and prepaid hotels booked through Amex Travel. This can be quite a good return for those who do the majority of their travel booking through that portal. However, this focus on Amex’s platform could mean the card isn't as flexible for those who prefer to use other booking methods.
Combining Global Entry with TSA PreCheck can significantly reduce time spent waiting in airport lines. Estimates suggest travelers can potentially save nearly half an hour per trip at the airport, making it a compelling value proposition for those with a busy travel schedule. Another aspect of this card's Global Entry benefit is the refund is processed in a couple of billing cycles, which could be beneficial for users who might have cash flow issues.
The card is specifically positioned for business owners, providing features that aim to optimize both travel and finances, such as tools that streamline expense tracking. However, the relatively high cost of the card might make it questionable if the features are appropriate for those with limited travel.
Beyond Global Entry, the Business Platinum Card comes with a variety of travel protections and insurance, which can be helpful, especially for businesses and business owners who regularly encounter unpredictable travel hurdles. In addition, if your eligible spending exceeds $5,000, the card offers 1.5 points per dollar, which could provide a decent return for those who routinely make large business purchases. However, this may not be that relevant for every user, depending on their spending patterns.
Overall, the Business Platinum card from American Express has a diverse collection of benefits, but it's crucial to evaluate their relevance to your individual travel and spending habits in light of the high annual fee. You'll have to ask yourself if the benefits outweigh the cost. It’s one of the top premium cards for businesses, but this might not translate into a good deal for everyone.
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